Fidelity Bank Plc recorded gross earnings of N1.52 trillion in 2025, a 45.6 per cent increase from N1.04 trillion in 2024, according to its audited financial statements.

The bank, in results published on the Nigerian Exchange (NGX) portal, said the performance reflected its overall growth across business segments.

A profit after tax of N242.4 billion was recorded during the period, supported by a 38.7 per cent year-on-year increase in interest income to N1.11 trillion from N803.1 billion in 2024.

Fidelity Bank also reported a 44.7 per cent rise in fees and commission income, from N78.4 billion in 2024 to N113.4 billion in 2025.

It said total assets in 2025 stood at N10.46 trillion, representing an 18.6 per cent increase from the N8.82 trillion recorded in 2024.

Deposits increased by 16.1 per cent to N6.89 trillion, from N5.94 trillion in 2024. However, net loans and advances fell by 2.4 per cent to N4.28 trillion from N4.39 trillion, as customers repaid maturing loans.

The bank added that its capital position was strengthened during the period, as eligible capital rose to N561 billion, above the N500 billion capital requirement for banks with international authorisation.

“In addition, capital adequacy remained robust, with a capital adequacy ratio of 30.94 per cent as at 31 December 2025 (FY 2024: 23.47 per cent),” it said.

Fidelity has over 9.1 million customers and 255 business offices across Nigeria and its United Kingdom subsidiary, FidBank UK Limited.